Monibac 1.5

Prime Zone Limited – Freeware – iOS
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Monibac offers a unique financial platform that provides access to loans without requiring collateral, the ability to save and earn interest on savings, and convenient top-up and withdrawal options to your account.

Why Choose Monibac?
<ol>
 <li>No collateral is needed to access a loan.</li>
 <li>No charges on deposits or loans.</li>
 <li>Receive an additional 50% of your savings as a loan.</li>
 <li>Loan amounts range from 20,000NGN to 500,000NGN.</li>
 <li>Receive repayment reminders without disruption.</li>
</ol>

How Monibac Operates:
<ol>
 <li>Install the Monibac App from the App Store.</li>
 <li>Register your account and start saving.</li>
 <li>After 3 months of saving, customers become eligible to request a loan of up to 150% of their total savings.</li>
 <li>If a loan is requested, customers can submit their request via the app, where KYC documents are reviewed.</li>
 <li>Upon loan approval, customers e-sign the request, and the approved amount is added to their Monibac Balance.</li>
</ol>

In addition to loans, customers have the option to lock their savings for a specific duration. For instance, saving for 3 months yields a 3% return and saving for 6 months yields a 5% return.

Monibac Loan Features:
<ul>
 <li>Tenure ranges from 90 to 180 days.</li>
 <li>Interest rate: 9% for 90 days, and 15% for 180 days.</li>
 <li>Loan amount capped at N5 million with varied interest rates based on chosen tenure.</li>
</ul>

Eligibility Criteria:
<ol>
 <li>Must be above 18 years old.</li>
 <li>Reside in Nigeria.</li>
 <li>Have saved on the Monibac platform for over 3 months.</li>
</ol>

Contact Information:
<ul>
 <li>Email: admin@monibac.com</li>
 <li>Customer Service Hotline: +2347060953139</li>
 <li>Address: Block A211, Sura shopping complex, Lagos Island, Lagos state.</li>
</ul>

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